The Banyan Theory Blog

Smog Insurance Anyone?

posted by Allison

Here's an interesting blog topic for our insurance agents today: China's largest travel agency will be offering smog insurance for their travelers. Claims can be filed for the portion of their vacation spoiled by severe smog in certain cities in China.

Traveling to Beijing, Xian, Chengdu or Guangzhou? A Chinese travel agency now offers smog insurance. For a premium of anywhere from $1.60 to $2.40, you can insure your vacation against severe smog... kind of. If during your trip, the air-quality index reaches 200 (based on a 3rd party air pollution app) on two or more consecutive days, you can file a claim. The payout? $8 per day.

Read the original article at

Photo of a smoggy skyline
You can even use this photo. Find it on

Share this — 

Article Comments

There are no comments yet.

Be the First to Leave a Comment

Indicates a required field

(Do not fill out this field, or your comment will be ignored. This field is here to help us protect against automated comments.)
Your name, comment, and URL will appear above after approval. Your email address will not be published.